Stripe Fee Calculator

How to use this Stripe fee calculator

1. Choose what you want to know. I charge $X: what do I keep? shows the fee and your net. I want to keep $X: what do I charge? works out the amount to charge so that you receive an exact figure after fees.
2. Enter the amount. The calculator starts with Stripe's standard US rate of 2.9% + 30¢. You can edit the percentage and fixed fee if your account has custom pricing.
3. Tick any extra fees that apply, such as an international card or currency conversion.
4. Enter how many payments you take each month to see monthly and yearly fees.

How do you calculate Stripe fees?

Fee = payment × 2.9% + $0.30. On a $100 payment the fee is $2.90 + $0.30 = $3.20, and you receive $96.80. The fixed 30 cents is the same on every payment, so it takes a larger share of small sales.

Stripe fees by payment size

Payment	Stripe fee	Fee % of payment	You keep	Charge to keep the full amount
$5	$0.45	8.90%	$4.56	$5.46
$10	$0.59	5.90%	$9.41	$10.61
$25	$1.03	4.10%	$23.97	$26.06
$50	$1.75	3.50%	$48.25	$51.80
$100	$3.20	3.20%	$96.80	$103.30
$250	$7.55	3.02%	$242.45	$257.78
$500	$14.80	2.96%	$485.20	$515.24
$1000	$29.30	2.93%	$970.70	$1,030.18

How much should I charge to receive an exact amount?

To receive a set amount after fees, use charge = (amount you want + $0.30) ÷ (1 − 0.029). To receive $100, charge $100.30 ÷ 0.971 = $103.30. Dividing the fee by the payment is a common mistake: the fee is charged on the larger amount, so you must gross up, not just add 2.9%. Before you pass fees on to customers, check the card network rules and local law, because some places restrict or cap surcharges.

International cards and currency conversion

Stripe's published US pricing adds 1.5% for international cards, 1% when a currency conversion is needed and 0.5% for manually entered cards. These add to the base rate:

Payment	International (4.4% + 30¢)	You keep	International + conversion (5.4% + 30¢)
$50	$2.50	$47.50	$3.00
$100	$4.70	$95.30	$5.70
$500	$22.30	$477.70	$27.30

Third-party sites sometimes quote different surcharges, so confirm the amounts on Stripe's pricing page for your account.

What other Stripe fees exist?

• Products beyond card processing such as Billing, Tax, Invoicing, Radar and Connect have their own pricing.
• Disputes. A chargeback can carry a dispute fee on top of the lost payment.
• Instant payouts to a bank are an optional paid feature.
• Custom pricing. High-volume businesses may negotiate lower rates, which is why the rate fields are editable.

Where the real cost differs

Rates are for US accounts and standard card payments. Other countries, bank debits and wallets are priced differently, and high-volume businesses can negotiate. Two things catch people out. Adding 2.9% to a price does not cover the fee, because the fee is charged on the larger amount, so use the reverse mode. And disputes carry their own fee on top of the lost sale, so build a small allowance into your margin if chargebacks are common in your trade.

Fees last checked: 2026-11-11 against Stripe's pricing page (2.9% + 30¢ domestic cards; +0.5% manually entered cards; +1.5% international cards; +1% currency conversion). Rates change, so confirm on the official page before you price.