Pay & Work Calculators
Know what your paycheck should say. Work out overtime at time and a half, see how much paid time off you have earned, check a shift differential, split a tip pool fairly and estimate the federal deduction for tips. Results are gross, before tax, and every page explains the rule behind the number so you can check it against your own pay stub.
Overtime pay at 1.5x, 2x or custom ratesPTO Accrual Calculator
Accrued paid time off and balanceShift Differential Calculator
Night and weekend premium payTip Pool Calculator
Split tips by hours and weightNo Tax on Tips Calculator
Federal tips deduction and tax savedNo Tax on Overtime Calculator
Deduction, tax saved and take-home per overtime hour
Which Pay & Work calculator do I need?
| Calculator | Question it answers | What you enter | What you get |
|---|---|---|---|
| Overtime | What does this week pay with overtime? | Rate or salary, hours, daily and weekly rules | Gross pay and the overtime premium |
| PTO accrual | How much paid time off will I have? | Accrual method, pay schedule, dates, cap | Balance on a date or when you reach a target |
| Shift differential | What do night or weekend hours pay? | Base rate, flat or percent premium, hours | Premium rate and total pay |
| Tip pool | How do we split the tips fairly? | Total tips, hours, points | Each person's share to the cent |
| No tax on tips | How much could the federal tips deduction save? | Qualified tips, income, filing status | Estimated deduction and tax saved |
Gross pay and take-home pay
These calculators show gross pay, which is your pay before taxes, insurance and other deductions. Your paycheck will be lower. Withholding depends on your tax forms, state and benefits, so use the figures to check hours, rates and rules, not to predict the exact amount that reaches your bank account.
Terms that decide your pay
- Workweek
- A fixed period of seven days used to count hours. Hours are not averaged across weeks.
- Regular rate
- Your total pay for the week, including most bonuses and differentials, divided by hours worked. Overtime is based on it.
- Exempt and non-exempt
- Non-exempt employees are entitled to overtime. Exempt status depends on pay level and duties, not on a job title.
- Accrual
- Earning paid time off gradually as you work or as pay periods pass.
- Differential
- Extra pay for less desirable hours such as nights or weekends.
Federal, state and employer rules differ
The US Fair Labor Standards Act sets the federal overtime rule of one and a half times the regular rate after 40 hours in a workweek for covered employees. States can add daily overtime, double time, paid sick leave or rules about tips and final pay, and employers or unions can offer more. Check your state labor department and your employer's handbook for the rules that apply to you.
Check your numbers against your pay stub
- Find your hours and rate on the stub.
- Run the same figures through the calculator.
- If the gross amounts differ, look at rounding, bonuses, differentials and the dates of the pay period.
- If you still think there is an error, ask payroll to explain the calculation in writing.
Sources we use
Overtime and tip rules follow US Department of Labor guidance on the Fair Labor Standards Act. The tips deduction follows IRS guidance on the no tax on tips deduction. Our How We Calculate page explains how each formula is tested.
Frequently asked questions
Is overtime calculated before or after tax?
Overtime is calculated on gross pay, before taxes and deductions. Tax is withheld afterwards like any other wages.
Are these calculators legal or tax advice?
No. They give estimates for general information. Confirm important results with your employer, your state labor department or a tax professional.
Why is my paycheck different from the calculator?
Taxes, benefits, deductions, rounding and the exact pay period dates all change the final amount. The calculators show gross pay.